DEBITUM TECHNOLOGY BASED ON BLOCKCHAIN
The Debitum Network strives to meet the needs of small and medium-sized businesses, especially in developing country Indonesia, which lack access to credit due to the lack of financial systems. Data compiled by the World Bank show large financing gaps still exist have never been met by traditional banks or alternative financial providers Because of their size and risk aversion are supported.
With strong regulations, traditional banks prefer larger clients with lower credit risk, and neglect small and young companies. The Debitum Network implements blockchain technology to overcome barriers and creates this global ecosystem that connects small businesses with global capital resources.
Network Debitum vs. other fintech ICOS
▪ A number of ICOS successfully completed has presented a blockchain based loan solution. However, in many cases, their market coverage is limited to borrowers or investors already
holds blockchain assets, which limit their current and scalability in the near future.
▪ By comparison, the Network's debitum addresses a large market of underbanked businesses in developing countries, and can serve their needs regardless of their currency choice
or available collateral.
▪ In addition, in contrast to other blockchain-based lending platforms, Network debitum combines the provision of loan-related services by different counterparties,
a truly decentralized and valuable ecosystem.
▪ The table below shows how Network discharge comparing with ICOS is the most prominent in the financial sector.
DEB TOKEN DISTRIBUTION
Use of proceeds
▪ The following graph displays the breakdown of use of proceeds for Debitum Network development in Stage 1, following a successful completion of the crowdsale.
▪ In the graph, network launch management and administration include costs for the general management, HR management and necessary administrative expenses.
▪ Country-level business development includes onboarding service providers, setting up communities, attracting borrowers, etc., in each country.
▪ Region level business development stands for onboarding regional partners and coordination of activities within the region (e.g. Southeast Europe, CEE).
▪ The use of proceeds is outlined for 5 years, afterwards the operations of the platform shall be self-sustaining.
MARKETS LAUNCHED
The remainder of tokens to be sold to general public will be sold in later Stages of
Crowdsale to fund Debitum Network expansion into new markets - steps 3 and 4.
The remaining 40% of Debitum tokens will not be sold to the general public
and will be vested (unavailable for trading in the secondary market for defined
periods of time). 10% of Debitum tokens will be distributed to Debitum
Network advisors and contributors. These tokens will be vested for 6 months.
15% of Debitum tokens will be distributed to the Debitum Network team
founders, technology developers, ecosystem developers and multiple other teams
members. These tokens will be vested for 12 months. The other 15% of Debitum
tokens (60,000,000 tokens) will be stored in Reserve.
To proceed with the development and launch of Debitum Network, the minimum
required contribution equivalent to 1,200,000 USD was collected during Round A
of the Stage 1 Crowdsale. A contribution of this size will allow us to develop and
launch the basic functionality software, onboard the initial ecosystem participants
in at least one market where the SME credit gap (lack of financing for small and
medium businesses) is indicated by the World Bank organization as being worst.
The Stage 1 Crowdsale hard cap is split between Round A (4 000 ETH) and Round B
(20 000 ETH), the funds needed to develop Debitum Network to a full production
version. Furthermore, we'll be able to launch our home market - Europe, ensuring
the initial success of the ecosystem. However, it would not bring immediate self-
sustainability and would take more time to reach it. The ecosystem
we're building requires many connections to the legacy world and a considerable
international presence to succeed. This means that with the development of the
Debitum Network ecosystem, moving from Stage 1 development to Stage 2 and
Stage 3, we will conduct additional sale to sell the remainder of Debitum tokens
meant for general public. For more details please see our Action Plan / Use of
Proceeds.
DEBITUM NETWORK TIMELINE
The core tea
▪ The founders of Debitum
Network are passionate
entrepreneurs with solid
background in their fields
.
▪ In addition to core management,
Debitum Network has set up
a
team of developers and business
development managers, who are
already working on the
deployment of the platform
.
▪ Debitum Network aims to keep
its team small, consisting mainly
of developers and country
managers for the launch of the
platform in different markets
.
▪ Over time, Debitum Network
shall be able to operate
independently of the initial
development and management
team
Advisors
▪ Debitum Network has attracted
a
solid advisory board of
experienced professionals
. Part of
They are presented on this page
.
▪ All members of the Advisory
Board have previously co
-founded
successful companies and served
in executive roles
. Their
comprehensive knowledge and
expertise in business development
and financial services will be
a
valuable element in fostering the
growth of Debitum Network
.
▪ Several board members have
been highly involved in
developing financial technologies
and already have accumulated
experience in issuing crypto
currencies
.
▪ The remaining members of the
Advisory Board have been
entrusted to advise on legal
matters, international business
development and marketing.
ROAD MAP
▪ Debitum Network has already raised $ 1.2 million, sufficient for initial product development and launch in the first market.
▪ Upon successful completion of Crowdsale Round B, Debitum Network will pursue Stage 1 expansion: setting up the ecosystem in 15
countries across Central and Eastern Europe (CEE) and Balkan region.
▪ The Stage 2 represents expansion into 4 major geographical regions outside Europe. Overall, Debitum Network seeks to establish
operations in 50 countries with the worst indicators for access to credit.
Further information:
Website: https://debitum.network/
Twitter: https://twitter.com/DebitumNetwork
Facebook: https://facebook.com/DebitumNetwork
Bitcointalk (Peot) : https://bitcointalk.org/index.php?action=profile;u=1137199
My ETH: 0x4870A7b246B1C2dF4e6749ac352c8f932B21304e
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